WORKING WITH BARBARA
I will work for you to find the property you want in the budget you need. No matter where you’re looking for a new home I am your go-to for any and all questions you may have. I can provide you with knowledge and local expertise about schools, nearby parks, area restaurants and more to ensure a smooth buying experience.
FIND YOUR NEIGHBORHOOD
Long Island offer many different neighborhoods and towns each with its own personality. Choosing the right area to suit you is almost as important as choosing the right home. Timely third-party neighborhood and school data is available for your review. Do your research. Explore different areas. Ask questions.
FIND A PROPERTY
The search for your dream home begins in your present home. Ask yourself key questions about what you like (and what you don't like) and you'll save yourself time in the home search process. My website allows you to search based on location, amenities, lifestyles, as well as state-of-the-art mapping. Once you've decided where you want to live "Sign Up" and receive information on appropriate properties via email. Property Search
Federal National Mortgage Association (Fannie Mae)
Fannie Mae provides financial products and services that increase the availability and affordability of housing for low-, moderate- and middle-income Americans. Fannie Mae serves the people who house America. They are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Their financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. www.FannieMae.com
Federal Home Loan Mortgage Corporation (Freddie Mac)
Freddie Mac was chartered by Congress in 1970 with a public mission to stabilize the nation's residential mortgage markets and expand opportunities for homeownership and affordable rental housing. Their statutory mission is to provide liquidity, stability and affordability to the U.S. housing market.
They participate in the secondary mortgage market by purchasing mortgage loans and mortgage-related securities for investment and by issuing guaranteed mortgage-related securities. The secondary mortgage market consists of institutions engaged in buying and selling mortgages in the form of whole loans (i.e., mortgages that have not been securitized) and mortgage-related securities.
Freddie Mac is operating under a conservatorship that began on September 6, 2008, conducting our business under the direction of the Federal Housing Finance Agency (FHFA). www.FreddieMac.com
Federal Housing Authority (FHA)
FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.
- Low down payments
- Low closing costs
- Easy credit qualifying
What does FHA have for you?
Buying your first home?
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price. Available on 1-4 unit properties.
Financial help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance? If you can answer "yes" to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash. hud.gov
The Veteran's Administration helps Servicemembers, Veterans, and eligible surviving spouses become homeowners through a VA Loan. VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.
VA Purchase Loans help you purchase a home at a competitive interest rate often without requiring a downpayment or private mortgage insurance. Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits. http://www.benefits.va.gov/homeloans/